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Your money · Excel + guide

Compare more than the monthly payment.

Put two offers on the same comparison horizon and separate interest, principal, fees and remaining debt.

Designed for people comparing two repayment mortgage illustrations.

See exactly what is included ↓

What you receive

A usable workbook.
A method you can follow.

01

Two-offer input sheet

Two-offer input sheet and monthly amortisation

02

Comparison dashboard with linked debt charts

Comparison dashboard with linked debt charts

03

Worked example

Worked example and clear assumptions guide

Your workflow

Put the numbers to work.

01

Set up

Enter the amount, rates, term and fees for each offer.

02

Explore

Choose the same comparison horizon.

03

Explain

Read the cost and remaining debt together.

A taste of the method

Understand what changes.

A lower payment may come with more debt remaining or higher fees. Compare interest and fees over the same horizon alongside cash paid and principal repaid.

Read the related free lesson ↗

Before you choose.

What makes this more than a blank template?

You receive an editable calculation structure, a fictional worked example, linked visualisations and a guide explaining the inputs, outputs and common mistakes. The purpose is to help you understand the result and repeat the process.

What does this product not cover?

Rates are constant assumptions, not quotes. No affordability assessment, lender eligibility, overpayment penalties or rent-versus-buy verdict.

What software do I need?

A spreadsheet application that opens .xlsx files. Desktop Excel is the intended application. These release candidates have calculation and export checks; desktop Excel acceptance remains outstanding. No macros or external data connections are required.

Can I buy it today?

Not yet. These pages show the actual prepared products while checkout, delivery, purchase terms and release checks are completed. No payment or reservation is taken here.